Last Updated: January 1, 2025
These Terms and Conditions ("Terms") constitute a legally binding agreement between you and BDJ Financials LLC ("BDJ Financials," "we," "us," or "our") concerning your access to and use of the website located at bdjfinancials.com and any related services we provide.
By accessing our website, submitting an application, or otherwise engaging with our services, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree to these Terms, you may not access or use our website or services.
BDJ Financials LLC is a direct business lender providing business financing and funding solutions to eligible business owners. Our services include, but are not limited to:
The information provided on our website is for informational purposes only and does not constitute a commitment to lend, a loan offer, or a guarantee of approval. All funding is subject to underwriting review and approval at our sole discretion.
To use our services, you must:
When you submit an application or inquiry through our website, you represent and warrant that:
Providing false or misleading information may result in denial of your application and may constitute fraud under applicable law.
By opting in to receive SMS/text messages from BDJ Financials LLC, you agree to the following terms:
Submitting a contact form, application, or inquiry on our website does not guarantee approval for any funding product. All applications are subject to our underwriting process, credit review, and final approval. We reserve the right to deny any application at our sole discretion. Any funding offers made are subject to final documentation and verification.
All content on this website, including but not limited to text, graphics, logos, images, and software, is the property of BDJ Financials LLC or its content suppliers and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, create derivative works from, publicly display, or otherwise exploit any content from this website without our prior written consent.
You agree not to engage in any of the following activities in connection with our website or services:
OUR WEBSITE AND SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. WE DO NOT WARRANT THAT OUR WEBSITE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, BDJ FINANCIALS LLC AND ITS MEMBERS, OFFICERS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM YOUR USE OF OR INABILITY TO USE OUR WEBSITE OR SERVICES, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
You agree to indemnify, defend, and hold harmless BDJ Financials LLC and its members, officers, employees, and agents from and against any claims, liabilities, damages, losses, and expenses arising from your use of our website or services, your violation of these Terms, or your violation of any applicable law or the rights of any third party.
Our website may contain links to third-party websites. These links are provided for your convenience only. We have no control over the content of those sites and accept no responsibility for them or for any loss or damage that may arise from your use of them.
Your use of our website and services is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand our practices.
These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions. Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts located in Indian River County, Florida.
We reserve the right to modify these Terms at any time. We will notify you of any material changes by updating the "Last Updated" date at the top of this page. Your continued use of our website or services following any changes constitutes your acceptance of the revised Terms.
If any provision of these Terms is found to be unenforceable or invalid, that provision shall be modified to the minimum extent necessary to make it enforceable, and the remaining provisions shall continue in full force and effect.
These Terms, together with our Privacy Policy, constitute the entire agreement between you and BDJ Financials LLC regarding your use of our website and services and supersede any prior agreements between you and us relating to the subject matter hereof.
If you have any questions about these Terms and Conditions, please contact us:
BDJ Financials LLC
1575 14th Ct
Vero Beach, FL 32960
Email: brian@bdjfinancials.com